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    Insights, tutorials, and updates from the Insurance Specialists team

    Blue umbrella shielding a model house and car in a Florida neighborhood
    Umbrella InsuranceInsurance Tips

    Why Umbrella Insurance Is Getting Harder to Get and More Expensive

    More claims, nuclear verdicts, rising medical costs and stricter risk reviews are putting pressure on umbrella insurance prices and availability.

    Insurance SpecialistsNov 9, 2026
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    Insurance Specialists team members at the 2026 Ocala Fall Festival booth
    CommunityOcalaFall Festival

    2026 Fall Festival in Ocala: What an Incredible Turnout!

    Great day meeting our friends, clients and future clients at the 2026 Fall Festival in Ocala. What an incredible turnout!

    Insurance SpecialistsOct 27, 2026
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    Insurance Specialists team, festival booth and Fort Myers office at Itec Park
    CommunityFort MyersFall Festival

    Fall Festival at Itec Park: Thank You for Joining Us!

    Thank you for joining our Fort Myers team at Itec Park's Fall Festival! Wild Blue brought the most booth visitors, and a few giveaways remain.

    Insurance SpecialistsOct 27, 2026
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    Outdoor evening event with string lights and palm trees in Southwest Florida
    Event InsuranceSpecial Events

    Event Insurance: Quick, Affordable Coverage for One-Time Events

    Hosting a wedding, show, fundraiser or special event? Get quick, affordable one-time event insurance, including the certificate your venue requires.

    Insurance SpecialistsOct 26, 2026
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    Retired couple reviewing Medicare plan options at their kitchen table
    MedicareOpen Enrollment

    2026 Medicare Open Enrollment: What to Know Before December 7

    Medicare Open Enrollment runs October 15 to December 7, 2026. Here's why to review your plan, what's changing with Part D in 2027, and how to spot coverage gaps.

    Insurance SpecialistsOct 12, 2026
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    Insurance agent in front of an aerial view of a Florida neighborhood
    Home InsuranceInsurance Tips

    Why Is My Home Insurance More Expensive Than My Neighbor's? 7 Reasons You Could Be Paying More

    Nearly identical homes can get homeowners insurance quotes thousands of dollars apart. Here are seven reasons why, and what you can do about it.

    Insurance SpecialistsOct 9, 2026
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    Independent vs. captive insurance agents
    Insurance TipsIndependent Agents

    Independent vs. Captive Insurance Agents: Which Is Better for You?

    Learn how independent and captive insurance agents differ on carrier options, pricing, and flexibility when Florida premiums rise.

    Insurance SpecialistsOct 9, 2026
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    Insurance Specialists of SW Florida - independent insurance agency

    We work to provide policies that protect our clients' assets and well-being. Licensed in Florida, Ohio, Michigan, Tennessee, Pennsylvania, South Carolina, and Indiana.

    Contact

    (239) 514-0225

    annmarie@fl-ins.com

    12251 Itec Park Dr, Unit 106

    Fort Myers, FL 33913

    Business Hours

    Mon–Fri: 9am – 5pm

    Sat–Sun: Closed

    © 2026 Insurance Specialists of Ft Myers. All rights reserved.