Question 1

What is your service area?

Accepted Answer

We're based in Fort Myers and serve all of Southwest Florida, including Estero, Bonita Springs, Naples, Cape Coral, and Lehigh Acres. We're also licensed in Ohio, Michigan, Tennessee, Pennsylvania, South Carolina, and Indiana.

Question 2

Where is your office located?

Accepted Answer

Our Fort Myers office is at 12251 Itec Pk Dr Ste 106, Fort Myers, FL 33913. Office hours are Monday through Friday, 9:00 AM to 5:00 PM, and you can reach us at (239) 514-0225.

Question 3

What types of insurance do you offer?

Accepted Answer

Home, auto, flood, condo, renters, umbrella, commercial, golf cart, boat, jet ski, RV, motorcycle, manufactured home, wind only, builders risk, pet, and travel coverage.

Question 4

Does it cost anything to get a quote?

Accepted Answer

No. Quotes are always free, and there's no obligation. We shop your coverage across multiple carriers and walk you through the options side by side.

Question 5

How do I get started?

Accepted Answer

Fill out our Get My Quote form or call us at (239) 514-0225. One of our agents will reach out with options tailored to your situation.

Question 6

Why should I use an independent agency?

Accepted Answer

As an independent agency we represent 20+ A-rated carriers. Instead of one company's rates, you get a side by side comparison so you only pay for the coverage you actually need.

Question 7

Do I need flood insurance in Florida?

Accepted Answer

Standard homeowners policies do not cover flood damage. If you're in a flood zone your lender will likely require it, and even outside high risk zones it's often affordable and worth carrying.

Question 8

Can you bundle my home and auto?

Accepted Answer

Yes. Bundling is one of the easiest ways to lower your total premium, and many of our carriers offer multi-policy discounts.

Question 9

How often should I review my policy?

Accepted Answer

At least once a year, or any time you move, renovate, buy a vehicle, or have a major life change.

Question 10

How do I file a claim?

Accepted Answer

You can file directly with your carrier using the claim links on our Carriers page, or call our office and we'll walk you through the process.

Question 11

How do I make a payment?

Accepted Answer

Most carriers accept payments online. Visit our Carriers page for direct payment links, or contact our office for help.

Question 12

Will my rate go up if I file a claim?

Accepted Answer

It depends on the carrier, the type of claim, and your claims history. We'll help you weigh whether filing makes sense before you do.

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